A few days ago I had the chance to interview security expert Julie Crump, Senior Vice President of Compliance and Security for Independent Bank. I asked Julie one the most common questions I get from clients: “Do I need to shred EVERYTHING that has my name and address on it?” Julie’s advice: If the document is coming from a source that has your private records or account numbers, you should always shred them. This could include mail that comes from your bank, credit card company, insurance company, or anyone else who you have an account with. If you receive “junk mail” or sales fliers from companies that you do not have an account with, then you can toss those items.
I know what you’re thinking: “So what if something comes from my bank but doesn’t have my account number on it?” Even documents that may not appear to have your account number on them at first glance still might have important information on them, such as tiny numbers printed in upper or lower corners of the document. Better to be safe, and go ahead and shred those documents.
I hope this helps you get a better idea of what you need to shred and what you can toss. Good luck!