Monday morning I had a brief heart palpitating experience. I stopped by a local coffee shop before a meeting and realized that I did not have my wallet. I know some people lose or misplace their wallets often, but this has never happened to me! So I went through my head recalling my recent activities and where my wallet might be. The last place I remember making a purchase was a craft store Saturday afternoon. That evening we had a party at my house and Sunday we went out but I never needed my wallet. I was sure that my wallet had just been left out somewhere on accident and because of my distraction from the party I had not noticed it.
As I was driving home from my meeting (very slowly in order to not get ticket since I did not have my wallet) I started to think the panicking thoughts. “What if I DID lose my wallet? What if it’s not at home?” I know I have heard that you should make copies of your wallet contents, but I have had my reservations about that. I think it’s because I have all my files in order so I always assumed if I lost my wallet I could always find my account numbers and the phone numbers very easily. This is may be true, but in the event of an emergency it would be much quicker to have all these numbers in one location rather than flipping through files and going through my head to determine which cards were actually in my wallet.
So here are two different ways you can keep track of your wallet contents so you can be pro-active in case you do lose your wallet:
1. Copy your wallet contents. The easiest thing to do is to make a copy of the front and back of all the cards that are in your wallet. Account numbers are typically located on the front of the card and many credit card companies include a phone number on the back of the card. Make copies of ALL your cards including: credit cards, bank cards, insurance cards, driver license etc.
2. Make a list or spreadsheet of your wallet contents. Include the name of the card or type of card (example: American Express card, Blue Cross Insurance Card), the account number, the expiration if applicable, the companies phone number. You can save this on your computer or simply write it out by hand if you do not feel comfortable having all your credit card numbers stored on your computer.
Ideally, you should keep the copy of your wallet contents in a fire proof safe, but a simple file in your filing cabinet will work too. Just remember where you put it and update it as you get new cards in and out.
In the event that you do lose your wallet, check the web-sites or contact all the entities (credit card companies, the Department of Motor Vehicles, Insurance, etc.) for the cards that you have lost. Most likely they will issue you new cards with new account numbers. If you are having anything automatically drafted from a specific account, be sure to update your information with your new account numbers.
In case you are wondering, I did find my wallet within just a couple of minutes of arriving home!
Here’s to being proactive!
Copyright (C) 2010 Angela Ploetz, POSH Space www.theposhspace.com.